Homeowners

Standard homeowners insurance policies typically cover wind damage from hurricanes. Insurers may also offer a hurricane deductible, calculated as a percentage of your home’s insured value and typically higher than your standard deductible. This deductible applies specifically when a named storm receives an official hurricane designation from the National Hurricane Center. Damage caused by floods or storm surges is excluded. You will need a separate flood insurance […]

At , we understand how important it is for homeowners in  to insure their properties against wind damagae. Knowing how your homeowners insurance policy responds to damage caused by windstorms can make all the difference when severe weather strikes. How Homeowners Insurance Addresses Wind Damage Most standard homeowners insurance policies in Florida include coverage for wind damage, but the details can vary. Windstorm coverage typically helps pay for repairs to […]

Listing your home on Airbnb can be an excellent source of additional income, but it also raises crucial questions regarding insurance coverage. Many homeowners assume their standard insurance policy will cover any incidents that occur while their property is rented out. However, this is often not the case. Homeowners Insurance Limitations Typical homeowners insurance policies […]