Commercial Property Insurance Overview 

Commercial property insurance is designed to help businesses recover from losses caused by damage to their physical assets. This coverage typically includes buildings, equipment, inventory, furniture and even outdoor signage. Whether you own your building or lease your space, having the right policy in place can make a significant difference if disaster strikes.

What Does Commercial Property Insurance Cover?

A standard commercial property insurance policy may protect against a range of risks, including:

• Fire and smoke damage
• Storms, wind and hail
• Theft and vandalism
• Burst pipes or water damage (excluding flood, which usually requires separate coverage)
• Accidental damage to business property

It’s important to note that certain risks, such as flooding or earthquakes, may not be included in a standard policy. Our team can help you assess your needs and explore additional coverage options if necessary.

Why is Commercial Property Insurance Important in Florida?

Florida businesses face unique exposures, from hurricanes to high humidity and coastal risks. Without adequate protection, a single event could result in costly repairs or even temporarily force your business to close. Commercial property insurance helps ensure you can recover quickly, replace damaged assets and keep your operations running smoothly.

How Delia Izquierdo Insurance Agency Supports Florida Businesses

Contact us today to discuss your commercial property insurance needs and discover how we can help you safeguard your investment.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.