General Liability Insurance: Covering Your Business in Florida 

Running a business in Florida presents unique opportunities and risks. At Delia Izquierdo Insurance Agency, we recognize the importance of financial protection for business owners in Miami, FL to ensure the stability of their operations. General liability insurance can be a foundational part of that protection.

What Is General Liability Insurance?

This policy can financially protect your business from third-party claims that may arise during your daily operations. Whether you own a retail shop, a contracting business, or a professional office, this coverage can be critical for managing the risks associated with serving customers and working with the public.

What Does a Policy Cover?

A typical policy can include the following:

• Bodily injury coverage can cover medical expenses of a third party who is injured on your premises or due to your operations.
• Property damage coverage can help pay for repairs or replacements if you or an employee is held liable for damaging someone else’s property.
• Personal and advertising injury coverage can cover claims of libel, slander or copyright infringement related to your business’s advertising or communications.

Why Is This Policy Important in Florida?

Frequent interactions with customers, vendors and the public can increase the potential for accidents or misunderstandings that could lead to costly claims. Additionally, some clients or landlords may require proof of liability coverage before doing business with you.

How Delia Izquierdo Insurance Agency Supports Florida Businesses

Our team works closely with business owners throughout Miami, FL to assess their risks and recommend liability coverage tailored to their specific needs. We can help you understand your options and compare policies from different carriers. We can assist you if you need to file a claim and offer support as your business grows.

Contact Delia Izquierdo Insurance Agency today to learn more about your options or request a personalized quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.